The Struggle

American Financial Statistics

  • 52% of Americans struggle to make ends meet according to a new report from the FINRA Investor Education Foundation.

  • 40% of Americans are struggling to pay for their basic needs such as groceries or housing, a problem even middle-class households confront, according to a new study from the Urban Institute.


  • 78% of US workers live paycheck to paycheck according to the 2017 survey, CareerBuilder.


  • 28% of Americans without savings according to Bankrate’s latest Financial Security Index.


  • Almost 40% of American adults wouldn’t be able to cover a $400 emergency with cash, savings, or a credit card charge that they could quickly pay off, a Federal Reserve survey finds.


  • The average monthly retirement income from Social Security was $1,470. $17,640 per year according to the Center on Budget and Policy Priorities.


  • We have an affordability crisis, a savings crisis, a debt crisis, and a retirement crisis.

  • We face recession every 6 – 10 years.

How Did We Get Here?


Peeling Back the Layers